30 insurance innovators to watch

Insurtech is still a relatively young sector defining assumptions. Despite some light quarters for insurtech investment in late 2017 and early 2018, the segment roared back with back-to-back billion-dollar quarters of worldwide investment. This included some of the largest rounds ever, with rounds in the hundreds of millions for companies ranging from turnkey usage-based insurance provider Cambridge Mobile Telematics (from last year’s list) to health insurance disruptor Oscar (which appears on this year’s edition).

There’s a key reason for this: Insurers are getting more comfortable working with insurtechs as thesector has evolved and matured. Successful use cases across technologies like artificial intelligence, computer vision and even blockchain have popped up. The trepidation has largely worn off and insurers see insurtechs as their partners in transformation, not enemies to be feared. And insurance experts are finding their voice in being able to communicate a new vision for their industry.

In order to assemble the list on the following pages, Digital Insurance editors consult third party experts, including some who have previously been on the list, to identify the players representing the top level of the game as it stands this year. Their work will shape the conversation around insurance innovation and influence future editions.

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